The Lender-placed Flood Insurance Market for Residential Properties

The Lender-placed Flood Insurance Market for Residential Properties

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The National Flood Insurance Program (NFIP) provides the majority of flood insurance on U.S. residential properties. While insurance agents sell nearly all NFIP policies through private insurance companies, the U.S. government still underwrites them. Flood insurance is also available from private insurers that underwrite it themselves. This report provides information about the size of the private market and compares private with NFIP policies.... not too burdensome, and to indicate how often they force-place policies outside SFHAs and how often they write voluntary non-NFIP flood ... Finally, respondents were asked whether they could determine whether a policy was written on a first mortgage, second mortgage, or home equity line of credit, and project staff ... About 60 percent of total housing units are owner occupied Study Methods 9 XVI XVII.


Title:The Lender-placed Flood Insurance Market for Residential Properties
Author: Lloyd S. Dixon
Publisher:Rand Corporation - 2007
ISBN-13:

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